Loans

Personal Loans

It’s time for you to stop dreaming and start doing! We take time to learn about the dreams and goals of our customers. At FNBC, you have a variety of personal loans available to apply for at your fingertips. Whether you want a new car loan or a loan for your dream boat, FNBC is ready to help.
Benefits of a personal loan from FNBC:
  • Flexible terms
  • Payment plans
  • Competitive interest rates
  • Loan decisions made locally
Pick up an application at one of our locations or apply through your Online Banking today to get started.

Auto Loans

Make it easy on yourself when you purchase a new or used car with an auto loan from FNBC by enhancing your negotiating power for a new car. Get pre-qualified at FNBC before visiting the dealer.
Checklist: What you need before you apply:
  • Income verification (paystub or W-2 form)
  • Retail Sales Order or copy of title
  • Description of vehicle (add-ons, mileage, etc.)
  • Proof of insurance (policy number and contact information)

Loans for ATVs, Motorcycles, Watercraft and Recreational Vehicles
You have plenty of personal loan options for landing your favorite ATV or Recreational Vehicle. Whether you love the open road or the open water, we offer financing options for your motorcycle or watercraft. FNBC offers a variety of terms and options for payments you can afford.

Annual percentage rate is based on borrower credit worthiness, loan-to-value ratio and debt/income ratio

Use one of our financial calculators to determine your estimated monthly payment.