Chip Enabled Debit Cards

Introducing New Technology at First National Bank of Crossett

FNBC personal and business debit cards now come with built-in chip technology. This gives you greater fraud protection when you use your debit card at a chip-activated terminal. If a merchant is not yet chip-activated, you can still swipe your card to pay. Also, your new card can still be used to make a payment online or over the phone the same way you did with your previous card.

Get to Know the New Chip Technology

Enhanced Fraud Protection

When you use your card at a chip-activated terminal, the embedded chip generates a one-time use code. This code is virtually impossible to counterfeit and helps reduce in-store fraud.

Global Acceptance

More merchants are accepting chip transactions every day. Whether you check out using chip technology or swipe your card, you can pay with confidence wherever Visa® Debit Cards are accepted.

Easy to Use

Simply swipe your card like you do today. However, if a chip-activated terminal is available, insert your card instead and follow the prompts. No matter how you pay, you’re protected against unauthorized use with Visa’s Zero Liability Policy.*

*Visa's Zero Liability covers U.S.-issued cards and does not apply to certain commercial card transactions or any transactions not processed by Visa. You must notify FNBC immediately of any unauthorized use. For specific restrictions, limitations and other details, please consult FNBC.


Visit our Chip Card facts page, visit any FNBC location or call 870-364-1300.