Cash Management

Cash Management Options

Treasury Management
At FNBC we support our customers’ success by providing comprehensive services that make it easier for you to manage your day-to-day cash management functions and meet your financial goals. Our Treasury Management capabilities include online banking access, payment solutions including electronic wire transfers, ACH origination, automated sweeps and many more.

Information Manager

Online Banking Services
Online Banking Services provides real-time access to your account information from your PC or mobile device with an Internet Connection. With instant access you can save time and streamline your financial processes. In addition to information reporting, Online Banking Services provides a portal to a variety of cash management services. If you wish to enroll please contact a bank representative for additional information.

Learn more by viewing the Business Online Banking demo. Click here for demo.

Payables

Business Bill Pay
Business Bill Pay allows our customers to spend less time writing checks and more time managing their businesses.

With FNBC’s Business Bill Pay service you can:
- Pay virtually any company, agency, organization or individual within the United States.
- Schedule recurring payments for monthly bills.
- Set-up e-bills and e-mail reminders for bill payments.
- Access reports and manage pending payments.

ACH Origination
The Automated Clearing House (ACH) system is a network of financial institutions, and regional associations that process and settle electronic transactions for our clients, thereby increasing reliability, efficiency and cost effectiveness. ACH is an alternative to issuing paper checks that allows transferring of more information about a payment than is possible on a check. Both debits and credits can be originated for business-to-business or business-to-consumer transactions. This product is suitable for offering direct deposit to employees, cash concentration of funds from different locations, payments to vendors and electronically drafting payments from customers or vendors. Subject to credit approval.

Wire Transfer Services
FNBC’s Wire Transfer Services allow you to make fast, verifiable payments nationally and internationally. Funds are transferred directly from your selected business banking account to another account. The result is a real time payment. With no check to clear, your payment is credited immediately. Secure wire transfers may be initiated in person at any branch. Contact FNBC for other options that may be available.