Business Deposit Services

Business Checking

Your business checking account should help you get the most out of your business. Our experienced professionals can help you choose the business account that best fits your needs. Visit any of our locations to open a business account and find out more information. With free online banking, you can access your business account whenever you want.
Small Business eChecking
  • $100 Minimum Deposit to Open
  • No Monthly Maintenance Fee ($0.20 per check after 15)
  • Free FNBC VISA® Business Credit Card (With Approved Credit)
  • Free instant issue FNBC VISA® Business Debit Card
  • Free Online Banking
  • Free Online Bill Pay with 5 or more bill payments per statement cycle
Commercial Checking
  • $100 Minimum Deposit to Open
  • Monthly Maintenance Fee; Determined by account activities
  • Free FNBC VISA® Business Credit Card (WAC)
  • Free instant issue FNBC VISA® Business Debit Card
  • Free Online Banking
  • Free Online Bill Pay

Business Savings Account
  • $100 Minimum Deposit to Open
  • Interest is calculated and compounded daily on the collected balance and credited to your account quarterly. 
  • FREE with a minimum daily balance of $100, if not than $2 per month.
  • Two (2) total withdrawals are allowed each month; additional withdrawals are $5 each. If an account continuously exceeds the debit transactions allowed, we are required by law to reclassify or close the account.
  • Free Online Banking

Business Money Market

  • $2,500 Minimum Deposit to Open
  • Interest is calculated and compounded daily on the collected balance and credited to your account monthly. 
  • $8 Monthly Maintenance Fee; Maintenance Fee can be avoided by maintaining a $2,500 minimum daily balance.
  • Six (6) total withdrawals or debit transactions are allowed each month; additional debits, withdrawals, checks, or drafts are $5 each, regardless of balance. If an account continuously exceeds the debit transactions allowed, we are required by law to reclassify or close the account.
  • Free Online Banking
  • Free Bill Pay with 5 or more bill payments per statement cycle

Certificates of Deposit

For customers who do not require immediate access to their funds and want to earn a higher rate of interest, FNBC offers a variety of CD options and term lengths. Competitive interest is compounded daily. CD accounts are fee-free; however, substantial penalties will apply for early withdrawals. CD accounts earn interest at the Rate and Annual Percentage Yield (APY) printed on the face of the certificate for the initial term of the certificate. For each automatic renewal, the interest Rate and Annual Percentage Yield (APY) will renew at the prevailing APY and for the same term length.